The prize of a first WNBL title is within reach for both Bendigo and Townsville, but six months ago neither team's coach would have expected their club to make the season decider.

Minor premier Bendigo finished sixth last season and lost prolific scorers Deanna Smith and Tess Madgen to other clubs.

Townsville were languishing in seventh spot in the nine-team competition after five rounds and lost players during the season, including 2011-12 WNBL All Star representative Shanavia Dowdell.

The ability to overcome setbacks has characterised both clubs, each of who found themselves in grave financial trouble over the past two years.

But on Sunday at a sold-out Bendigo Stadium, the teams clash in the first WNBL grand final between two regional clubs who are both playing the season-decider for the first time.

"I might have thought that Townsville might have been there, but I probably wouldn't have thought that we would have been there," Bendigo coach Bernie Harrower said when asked if he could have imagined such a scenario six months ago.

"People talk about fairytales and we're certainly living one at the moment.

"It's been just a great season from our point of view and the chemistry within our group and the feeling within our group has been sensational."

Chris Lucas, who has guided Townsville to fourth on the ladder in his two seasons in charge, wasn't anticipating a grand final appearance when the current campaign started.

"Probably not," Lucas said.

"The first two months in Townsville we had some difficulties, with our import Shanavia Dowdell quitting the club and we lost a couple of players through the season too.

"At one stage earlier in the season we were 3-5 and nobody picked us to be in finals and nobody picked us to win any finals.

"We feel that there's always been a belief in our group."

Townsville, who won finals matches at Adelaide and Dandenong, were one of only three clubs to beat Bendigo this season.

The Spirit still notched a 2-1 season-split over the Fire.

Sunday's game will feature some outstanding match-ups.

Veteran guards Kristi Harrower and Rachael Flanagan are bound to spend some time playing on each other, while Gabrielle Richards and Jessica Adair will vie for supremacy inside.