CLICK FOR DEALS: Engagement and wedding rings from online jewelers can cost more than 20 percent less than those from brick and mortar stores, experts say.

CAN I RETURN THIS?: Make sure the online store will let you return the ring for a full refund, at no extra cost. There's always a chance you won't love what you bought. and offer refunds.

TOUCH IT FIRST: will send you six replicas, made of silver and cubic zirconia, of the rings you are considering for free. will send up to two rings you are deciding between to a local jeweler.