It is not clear if uninsured victims of Sunday's carpark fire in Sydney will be able to make a claim against the government authority that oversees the Olympic precinct.
The blaze outside the Aquatic Centre at Olympic Park in Homebush Bay destroyed 47 cars and damaged a further 33.
Most of the victims of the fire, reportedly started by a discarded cigarette, will be able to claim damages through their insurance companies.
But questions remain about those who are not covered.
Sydney Olympic Park Authority spokesman Mike James said he was uncertain if drivers without insurance would have sufficient grounds to sue the Authority.
The Insurance Council of Australia's Campbell Fuller said drivers without insurance were in a vulnerable position.
"People who are uninsured unfortunately have few options apart to call on their own resources, either financial, or family and friends," he said.
"It's particularly concerning if they have loans out against those cars, because it's going to be very difficult for them to recover."